Assuming that you are relying on the financial standing of a guarantor, the maximum unsecured credit that could be granted to you would be based on the credit rating and tangible net worth (“TNW”) of your guarantor.  If the guarantor’s relevant credit rating is BBB- from S&P, then the maximum unsecured credit that could be granted would be up to the lesser of $20,000,000 or 6% of the guarantor’s TNW.  The amount of unsecured credit granted is tied to the guaranty amount indicated by the guarantor in paragraph 1 of the applicable guaranty, which may be an amount equal to or less than the maximum unsecured credit that can be granted as described above.